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To QLMP or Not to QLMP?

Employers in Massachusetts and abroad have a lot to be concerned about regarding a hardening Workers’ Compensation market and the impending rate increase.  Employers, you should be aware of several...

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Agribusiness: What’s Unique about Agriculture in New England?

Here in Massachusetts a lot of attention is focusing on renewable energy firms and the 37,000+ jobs the energy sector has created.  But we’ve been creating sustainable products and services for 300+...

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Cyber Liability Part II: Insurance

Insurance coverage for cyber exposures has been evolving since the 1990s.  It is only in the last few years the beginning of standard policies and controls for underwriting have begun to take shape....

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Business Development: The Dumbing Down Dilemma

There are a host of compelling service providers who engage clients in what could best be termed, ‘a dynamic’ client engagement process. Insurance producers are an example.  These professionals...

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SMG Cyber Liability Tip: What is the PCI Standard?

A common misperception among many is that an exercise in PCI compliance represents an indication you are ‘in compliance’ and can rest easy for another year. What is PCI Compliance? The Payment Card...

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SMG Cyber Liability Tip: What’s the ‘Right’ Coverage for My Business?

It is the advent of regulations concerning consumer and corporate issues of cyber crime and breaches in data storage coupled with an expanding online world to transact business that has spurned the...

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What is Employment Practices Liability Insurance?

When small businesses are in the process of reviewing their directors and officers coverage, workers compensation coverage, professional liability coverages or are simply transitioning from one broker...

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SMG Cyber Liability Tip: Company Smart Phones and Wireless Devices

As the issue of Cyber Security in the heats up let’s offer some clarity on at least one important point that can minimize occurrences, increase the likelihood of proper security and ensure you minimize...

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SMG Business Strategy: Insurance Issues for Transitions

On March 13 Yours Truly had the privilege of being a guest on the URBusiness Networks Business Exit Strategy show ‘Exit This Way’ with Kerri Salls.  We had an opportunity to talk fundamentals of...

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A Business Introduction to Cyber Liability

As I write this, the popular business networking site LinkedIn is working with the FBI to identify the source of a compromise of over 6.5 million user passwords.  The company is taking a very...

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